Home / Best money transfer to India • Cost, duration, comparison

Best money transfer to India • Cost, duration, comparison

Best money transfer online services to IndiaIn today world Money back home through online transfer systems is a most important issue. Online money transfer is gaining huge popularity and so are the numbers of companies who have started offering online money transfer services.

It is the easiest & fastest ways to send money online to your family worldwide with us to avoid banks high exchange rates and send money through online within minutes.

A credit card is one of them constituting a popular method of online payment but can be expensive for the merchant to accept because of transaction fees primarily.

Internet banking is a system that does not involve any sort of physical card. It is used by customers who have accounts enabled with Internet banking.

Comparison:  Transfer Money to India




First Transfer Free!

  • Wise is a very good provider for overseas transfers. The transfers are easy, convenient and secure. The most important thing is that the transfers are also much cheaper than with the bank.

TransferGo Reviews


Send money very fast!

  • Save up to 90% compared to banks. No hidden costs. Large selection of countries.



Five Transfers Free!

  • A world-class customer service, very good exchange rates and permanently favorable transfers abroad and to Germany convince. Only downside is the small selection of countries.
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  • PayPal
  • Google Wallet
  • Mobile money wallets
  • Ria Money Transfer
  • Payoneer
  • Wire transfer
  • eRemit
  • UKForex
  • MoneyGram
PayPal is a global e-commerce business allowing payments and money transfers to be made through the Internet.
Google Wallet was launched in 2011, serving a similar function as PayPal to facilitate payments and transfer money online. It also features security that has not been cracked to date and the ability to send payments as attachments via email.
Mobile money wallets which allow adding funds easily through their existing mobile subscription number, by visiting physical recharge points close to their homes and offices and converting their cash into mobile wallet currency.
Ria Money Transfer has grown to become the third largest online money transfer service in the world. Wise is supporting more than 750 currency routes across the world and provides multi-currency accounts.
Payoneer is a financial services company that provides online money transfer and digital payment services. Western Union has several divisions, with products such as person-to-person money transfer, money orders, business payments, and commercial services.
Wire transfer, bank transfer or credit transfer is a method of electronic funds transfer from one person or entity to another. World Remit is an online money transfer service that provides international remittance services to migrant communities around the world.
eRemit online money transfer portal for individuals.
UKForex has been in the money transfer business for 17 years.
MoneyGram is the second largest provider of money transfers in the world.


How can I send money to India?

When you need to get money to friends or the family in India, the last thing you want to deal with is navigating a complicated and expensive process. Sending money from different countries to India doesn’t have to be expensive. When you compare the transfer fees and exchange rates of several options you can find the most India Rupees for your US dollar.

Online transactions that allow recipients to collect your funds within minutes, sending an international money transfer to India is easy. There is a lot of online money transfer house in the world by using the Western Union money transfer house you can easily send money to India.


The Western Union Company is an American financial service and communications company. Western Union has several divisions, with products such as person-to-person money transfer, money orders, business payments, and commercial services. In order to send funds, a sender goes to a Western Union office and presents funds (plus fees) for “Next Day” or “Money in Minutes” service.

The sender provides his or her name and address, the recipient’s name, and a designated payment destination. Western Union then provides the sender a 10-digit Money Transfer Control Number (MTCN) that the sender must provide to the recipient. The recipient then proceeds to a Western Union agent office in the designated payment location, presents the 10-digit MTCN and a photo ID. Money is then paid out to the recipient.


Bank (is expensive): Transfer of sending money to India through the bank is highly expensive than Western Union online money transfer.

Money transfer provider

Money transfer provider: Western Union.

How much does it cost to transfer money to India

First offers fee-free online & low exchange rate markup and lack of fees results in some of the cheapest transfers rates. Fees vary based on the sender and receiver’s location, type of transfer, and whether the money is sent from a counter location or by the website.

Duration of a money transfer to India

Duration: 01 Day” or “Money in Minutes.

Conclusion on the money transfer to India Comparison

This combination of a low exchange rate markup and lack of fees results in some of the cheapest transfers compared with competitors, though delivery can take four to five business days. If you pay with a credit or debit card, there are higher fees and markups, but the money arrives within one business day.

Delivery is also quick, even within minutes, if you send money to one of the 113,000 Western Union agent locations for cash pickup in India.

The maximum sending amount varies depending on payment and delivery options but is capped at $9,750 per transfer.

Comparison between Wise & Western Union:

Wise uses the mid-market rate to send transfers of up to $199,999. Wise enjoys high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

Western Union allows users of WeChat to send up to $100 to China, the US, and 200 other countries. Viber users can send up to $100 for $3.99 plus exchange rate fees, with that fixed fee increasing the more money is sent up a limit of $499.